Arya.ag | Post-Harvest Storage & Grain Finance Platform

Arya.ag | Post-Harvest Storage & Grain Finance Platform

Agriculture

Sustainable Development Goals

SDG 12 – Responsible Consumption and Production, SDG 13 – Climate Action, SDG 2 – Zero Hunger

Company Overview

Arya.ag is an Indian agritech company that operates an integrated grain commerce platform. It connects farmers, farmer producer organisations (FPOs), traders, processors, banks and agribusinesses through a single network covering storage, financing and trade of agricultural commodities.

The company was founded in 2013 by Prasanna Rao, Anand Chandra and Chattanathan Devarajan. Its early focus was warehousing and collateral management, and it has since grown into a wider post-harvest services provider. Operating entities have included Aryatech Platforms Private Limited and Arya Collateral Warehousing Services Private Limited.

The business is built on a network of small, decentralised warehouses located close to farming communities, supported by Smart Farm Centres that act as local service points. Because commodities are held within its network, the platform can record quantity and quality data that supports lending and trading decisions.

Arya.ag has raised several funding rounds from development finance institutions and impact-oriented investors. Reported milestones include a Series C in January 2022, a Series D of INR 725 crore led by GEF Capital Partners announced in January 2026, and a USD 7.5 million investment from Swedfund.

The company reports operations across roughly 60 percent of Indian districts, and trade press has cited net revenue of INR 300 crore and profit of INR 31.5 crore for the first half of FY26. Stated priorities include expanding farmgate storage, scaling Smart Farm Centres and advancing climate-resilient farming practices.

Why These SDGs Matter

SDG 2 is relevant because the platform addresses grain losses that occur after harvest, mainly through inadequate storage, spillage, pests and contamination. Storing produce in managed warehouses helps preserve food supply and stabilises incomes for smallholder growers.

SDG 12 applies because reducing losses between farm and market is a direct resource-efficiency measure. Food that is stored and traded without spoilage avoids the waste of land, water, labour and energy already invested in producing it.

SDG 13 is relevant because Indian agriculture faces rising climate variability, and farmers need ways to hold produce and access liquidity against it instead of selling immediately under pressure. Swedfund has itself described the investment as supporting climate adaptation in agriculture, and the company's funding announcements frame its farmgate storage expansion as part of climate-resilient practice.

Products & Services
  • Post-harvest warehousing through a decentralised warehouse network
  • Warehouse receipt financing for stored commodities
  • Collateral management for lenders and agribusinesses
  • Rural storage discovery and booking platform
  • Digital marketplace for agri-commodity trading
  • Pre-harvest farm advisory services
  • Smart Farm Centres for local farmer services
  • Market linkages between farmers and institutional buyers
Business Challenges Solved
  • Grain spoilage and quantity loss from inadequate farmgate storage
  • Forced distress sales by smallholders during post-harvest price gluts
  • Limited access to formal credit for farmers without conventional collateral
  • Lenders’ difficulty verifying quantity and quality of pledged commodities
  • Fragmented, opaque trading between farmers and institutional buyers
  • Cash-flow gaps between harvest and sale for FPOs
  • Unreliable payment and quality assurance in agri-commodity transactions
Approach & Methodology

Arya.ag's model starts from physical custody. It identifies and onboards small and mid-sized warehouses and storage facilities near farming clusters, lists them on a digital platform, and lets growers search, compare and book space after harvest. Holding the commodity within this network gives the company direct visibility into stock quantity and quality.

That stock data underpins the financing layer. Stored produce acts as collateral, and farmers or FPOs can draw working capital against it instead of selling at harvest-time prices. This is a warehouse-receipt style structure, where the verified commodity secures the loan and reduces credit risk for the lender.

Collateral management services serve banks and other financial institutions that lend against agri-commodities. By monitoring stock held in the network, the platform supports lenders that would otherwise find small, dispersed lots hard to verify.

The commerce layer links stored inventory to buyers such as processors, traders and agribusinesses through a digital trading platform. Pricing, quality and payment terms are recorded within the system, which the company describes as a way to build trust in post-harvest transactions.
Smart Farm Centres add a local service point for advisory, aggregation and access to the platform. Together, these components form a value chain that spans pre-harvest advisory, aggregation, storage, instant finance and market linkage.

Market Position

Arya.ag operates in India's post-harvest and grain commerce segment, where storage, agri-lending and commodity trading are typically offered by separate providers. Its stated positioning is as a single platform covering all three.

Its primary customers are FPOs, farmers, banks and financial institutions, processors, traders and agribusiness corporations. Trade press lists Ninjacart, DeHaat, AgroStar, Samunnati and WayCool among the agritech firms operating in the same broad landscape.

The company describes itself as India's largest integrated grain commerce platform, a claim that appears in its own and investor communications. Its differentiation rests on combining a decentralised warehouse network with embedded finance and data from commodities held in custody, as described by its investors and in press coverage.

Procurement Considerations
  • Confirm which service is needed (storage, financing, collateral management or trading) and whether the contract covers one or several.
  • Verify the warehouses’ locations, capacity and quality-control practices for the specific commodities and regions involved.
  • Request details of insurance, spoilage liability and stock reconciliation procedures for stored goods.
  • Review financing terms, interest rates, lending partners and repayment conditions for warehouse-receipt loans.
  • Check data access and reporting available to lenders or corporate buyers for monitoring stock held in the network.
  • Ask for the regulatory and warehousing registrations that apply to the facilities used.
  • Assess payment settlement timelines and dispute resolution on the trading platform.
  • Evaluate sustainability claims, such as loss reduction, against measured data from comparable deployments.
Funding, Recognition & Ecosystem
  • Series D of INR 725 crore (about USD 80 million) led by GEF Capital Partners, announced January 2026
  • USD 7.5 million equity investment from Swedfund, Sweden’s development finance institution
  • Series C of about USD 60 million (USD 46 million equity and USD 14 million debt) led by Quona Capital, with Asia Impact SA and Lightrock India, announced January 2022
  • Debt financing from the U.S. International Development Finance Corporation as part of the Series C
  • USD 14 million Series B raised in December 2020
  • USD 29 million equity round reported in July 2025
  • Avendus Capital acted as exclusive financial adviser on the Series D
Natnavi Analysis

Arya.ag matters because post-harvest loss and weak rural credit access are structural constraints in Indian agriculture, and the company addresses both through a single operating model. Investors including Swedfund frame the platform as a resource-efficiency and climate-adaptation investment, and its scale makes it a significant participant in India's agri value chain.

Its main strength is the integration of physical custody, financing and trade. Holding stock in a managed network gives lenders and buyers verified data, which is a practical basis for reducing risk in transactions that are otherwise difficult to assess. The company's funding history from development finance institutions also indicates sustained institutional interest in the model.

Procurement and sustainability teams should note that the platform's environmental contribution is largely indirect. It lowers food loss and supports climate adaptation, but quantified loss-reduction figures specific to its network are not part of the public record cited here. Buyers seeking measurable outcomes may wish to request such data directly.

The company serves both institutions and individual farmers, so its fit will vary between a bank seeking collateral management and an agribusiness seeking supply. Its reported profitability alongside growth is a positive signal for service continuity, though figures come from press reports and should be confirmed in due diligence.

Sources & References
Website
Founded: 2013
Company Stage: Growth-Stage Company
Headquarters
Noida, Uttar Pradesh, India
Geographic Presence
Arya.ag operates across India, with a warehouse network reported in 2022 to span 21 states and press in 2026 citing coverage of around 60 percent of districts and roughly 12,000 agri-warehouses. Its customers include smallholder farmers, FPOs, banks, processors, traders and agribusiness corporations. The company is headquartered in the Delhi National Capital Region, and its investors include development finance institutions from Sweden, the United Kingdom, France and the United States.
Solution Type
Service Provider, Software Platform, Technology Provider
Sustainability Outcomes
Climate Resilience, Resource Efficiency, Supply Chain Transparency & Traceability, Sustainable Agriculture, Waste Reduction
Industries Served
Agriculture & Food, Financial Services & Banking, Retail & Consumer Goods, Transportation & Logistics
Last Reviewed: October 1, 2026

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